(940) 397-4622   Monday – Friday: 7:30 AM to 4:00 PM  Routing Number: 311990265

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Rates



Loan Rates

TypeTermAs Low AsBaseAs High As
New Auto (2022-2021)36 - 72 Months4.75%5.75%15.75%
-84 Months5.75%6.75%16.75%
2021/2020 (1 Year)60 Months5.25%6.25%16.25%
201954 Months5.25%6.25%16.25%
2018 - 201748 Months5.50%6.50%16.50%
2016 & Older48 Months6.50%7.50%17.50%

 

Miscellaneous Loans (36 Months, except shares 60 Months or 1 Year Note)
As Low AsBaseAs High As
Personal Loan8.75%9.75%18.00%
Co-Signer (Personal Loan)14.00%15.00%18.00%
Share Secured3.10%
Secured12.00%
MasterCard13.00%
Try-Me(Personal Loan)14.50%18.00%
Paycheck Loan15.00%

 

Mortgage and Home Improvement Loans
Mortgage/Home Improvement - We do not charge points or origination fees. These rates apply if MSU Credit Union currently holds the note or there is no lien on the home.
01-15 Years4.50%
16 - 30 Years5.00%
Home Improvement - These rates apply if the home is financed with another institution.
01-08 Years11.25%
09-12 Years12.25%

 

Home Equity
As Low AsBaseAs High As
1-5 Years5.50%6.50%14.50%
6-10 Years6.00%7.00%15.00%
11-15 Years6.50%7.50%15.50%

 

Dividend Rates

DIVIDENDS FOR July - Sept 2022
(Minimum Balance: $25.00 Fees could reduce earnings)
APRAPY
$ 25.00 - $ 99.99.00%.00%
$ 100,00 - $ 2,999.99.05%.05%
$ 3,000.00 - $ 9,999.99.05%.05%
$10,000 - Over.10%.10%
DIVIDENDS FOR July - Sept 2022
APRAPY
IRA.15%.15%