Start saving today!
Type | Term | As Low As | Base | As High As |
---|---|---|---|---|
New Auto (2020-2019) | 36 - 60 Months | 3.75% | 4.75% | 14.75% |
2019/2018 (1 Year) | 60 Months | 4.00% | 5.00% | 15.00% |
2017 | 54 Months | 4.00% | 5.00% | 15.00% |
2016 - 2015 | 48 Months | 4.25% | 5.25% | 15.25% |
2014 & Older | 48 Months | 5.25% | 625% | 16.25% |
Miscellaneous Loans (36 Months, except shares 60 Months or 1 Year Note) | |||
---|---|---|---|
As Low As | Base | As High As | |
Personal Loan | 8.75% | 9.75% | 18.00% |
Co-Signer (Personal Loan) | 14.00% | 15.00% | 18.00% |
Share Secured | 3.10% | ||
Secured | 12.00% | ||
MasterCard | 13.00% | ||
Try-Me(Personal Loan) | 14.50% | 18.00% | |
Paycheck Loan | 15.00% |
Mortgage and Home Improvement Loans | ||
---|---|---|
Mortgage/Home Improvement - We do not charge points or origination fees. These rates apply if MSU Credit Union currently olds the note or there is no lien on the home. | ||
01-10 Years | 4.50% | |
11-12 Years | 4.75% | |
13-15 Years | 5.00% | |
Home Improvement - These rates apply if the home is financed with another institution. | ||
01-08 Years | 11.25% | |
09-12 Years | 12.25% |
Home Equity | |||
---|---|---|---|
As Low As | Base | As High As | |
1-5 Years | 5.50% | 6.50% | 14.50% |
6-10 Years | 6.00% | 7.00% | 15.00% |
11-15 Years | 6.50% | 7.50% | 15.50% |
DIVIDENDS FOR January - March 2018 | ||
---|---|---|
(Minimum Balance: $25.00 Fees could reduce earnings) | ||
APR | APY | |
$ 25.00 - $ 99.99 | .00% | .00% |
$ 100,00 - $ 2,999.99 | .05% | .05% |
$ 3,000.00 - $ 9,999.99 | .05% | .05% |
$10,000 - Over | .10% | .10% |
DIVIDENDS FOR April - June 2018 | ||
APR | APY | |
IRA | .15% | .15% |