(940) 397-4622   Monday – Friday: 7:30 AM to 4:00 PM  Routing Number: 311990265

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Rates



Loan Rates

TypeTermAs Low AsBaseAs High As
New Auto (2023-2022)36 - 72 Months6.00%7.00%17.00%
-84 Months6.50%7.50%17.50%
2022/2021 (1 Year)60 Months6.50%7.50%17.50%
202054 Months6.50%7.50%17.50%
2019 - 201848 Months6.75%7.75%17.75%
2017 & Older48 Months7.75%8.75%18.25%

 

Miscellaneous Loans (36 Months, except shares 60 Months or 1 Year Note)
As Low AsBaseAs High As
Personal Loan8.75%9.75%18.00%
Co-Signer (Personal Loan)14.00%15.00%18.00%
Share SecuredN/A3.10%N/A
SecuredN/A12.00%N/A
MasterCardN/A13.00%N/A
Try-Me(Personal Loan)N/A14.50%18.00%
Paycheck LoanN/A15.00%N/A

 

Mortgage and Home Improvement Loans
Mortgage/Home Improvement - We do not charge points or origination fees. These rates apply if MSU Credit Union currently holds the note or there is no lien on the home.
01-15 Years6.30%
16 - 30 Years6.85%
Home Improvement - These rates apply if the home is financed with another institution.
01-08 Years11.25%
09-12 Years12.25%

 

Home Equity
As Low AsBaseAs High As
1-5 Years5.50%6.50%14.50%
6-10 Years6.00%7.00%15.00%
11-15 Years6.50%7.50%15.50%

 

Dividend Rates

DIVIDENDS FOR July 1, 2023, to September 30, 2023
(Minimum Balance: $25.00 Fees could reduce earnings)
APRAPY
$ 25.00 - $ 99.99.00%.00%
$ 100,00 - $ 2,999.99.05%.05%
$ 3,000.00 - $ 9,999.99.05%.05%
$10,000 - Over.10%.10%
DIVIDENDS FOR July - Sept 2023
APRAPY
IRA.15%.15%