(940) 397-4622   Monday – Friday: 7:30 AM to 4:00 PM  Routing Number: 311990265


Share Account Closure with 90 days of opening$25.00
Account reopens after closed$50.00 fee + $25.00 shares
Impound Fees$75.00
Membership Fee$ 1.00
Check Cash (Non-Share Draft Account)$5.00
Joint Owner Change (1 free per quarter)$25.00
Excessive Withdrawal fee (Allowed 3 withdrawals per quarter)$ 1.00
Third Party Check Fee$ 2.00
Insufficient Check Fee$35.00
Return Mail$5.00
Stop Payment$25.00
Statement Hold$5.00
Statement Paper Mailed$5.00
Statement Copy$5.00
Account Inquiry$1.00 per page
Account Research$25.00 per hour (minimum 1 hour)
Dormant Account$25.00 one-time charge
Late Fee$30.00 After 10 day grace
Negative Auto Pay Transfer$10.00 per loan
Loan Extension/Skip Pay$20.00
FaxRequest Information
Copies$ .25 per page
Real Estate Application Fee$60.00
Modification Agreement$50.00
ACH Fees
Insufficient Payment Fee$35.00
Stop Payment$25.00
Insufficient Payment Fee$27.00
Late Fee$27.00 After 10 day grace
Easy Phone OptionFree
Operator Assisted Payment$5.00
Replacement Card$10.00
ATM/Debit Cards
Replacement Card$10.00
Pin Reissue$10.00
Card Reinstatement$10.00
Foreign Transaction Fees$ All fees passed on to Member
Share Drafts
$50.00 Average Daily Balance$2.00
Insufficient Check Charge$35.00
Overdraft Transfer$1.00
Overdraft Line of Credit$10.00
Check Copies$2.00
Account Reconciliation/Research$25.00 per hour (minimum 1 hour)