Membership Refresh
The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs.
Since the only owners are the members, this creates a unique, self-help organization, controlled by the membership, with all benefits being returned to the members in the form of lower loan rates, higher dividends and improved services. We are committed to excellence in product quality and service while maintaining high standards of ethics and integrity.
- Full-time, benefit-eligible employees of Midwestern State University
- Teaching Assistants (TA’s) of the University, part-time faculty and part-time staff under contract and benefit eligible;
- ALL the ROTC Cadre and all full-time civil service employees of the ROTC unit at the University;
- All full-time campus ministers of the recognized Bible chairs and their full-time employees;
- All Midwestern State University graduates and life-time members of the MSU Alumni Association;
- All full-time (benefit-eligible) Administration, Faculty, classified and At-will employees of Vernon College (including all branches);
- Students who are officially accepted and attending Midwestern State University;
- and members of the family of such persons.
- Two forms of identification (picture). Usually that consists of driver’s license and Mustang ID.
- Completing a signature card.
- Purchase at least one share. ($25.00 + a $1.00 non-refundable membership fee)
- The entire process takes approximately 20 minutes.
- Once you join that means you have established a share account or savings account. You may make deposits of any amount at any time.
- Once a member always a member. If you leave the University for another job or you move to another state – you are encouraged to maintain your account with the Midwestern State University Credit Union
- Debit Cards through our Share Drafts or Checking Accounts
- Home Banking – Check balances, transfer from shares to shares or shares to loans
- Many varieties of loans including: Mortgage, Home Improvement, Home Equity, Autos, Recreational Vehicles, Boats, MasterCard, Personal Loans, Paycheck Loans, Share Loans, Share Notes, Try-Me Personal Loans
- Direct Deposits/ACH transactions – for example your spouse deposits funds through their job (other than Midwestern)
- Free Notary Service
- Easy to navigate website – www.mwsucu.com
- eStatements – monthly